WebSite
Introduction.
We take your right to privacy seriously and want you to feel comfortable using our web site. This Privacy Policy deals with personally identifiable information (referred to as "Data" below) that may be collected by us on our site. This Policy does not apply to other entities that we do not own or control or persons that are not our employees, agents or within our control. Please take time to read our Terms of Use.
1. Collection of Data.
Our process requires a significant amount of information collection in order that we may appropriately serve you. Required fields are indicated. Providing us with other information is at your option. Please take note that your name, e-mail address, or other submissions that you make on this site may contain your real name or other personally identifiable information. Like many web sites, we may also automatically receive general information that is contained in our server log files such as your IP address and cookie information. Information about how advertising may be served on this site (if at all) is set forth below.
2. Use of Data.
We may use Data to customize and improve your user experience on this site. We will make efforts so that your Data will not be provided to third parties unless (i) provided for otherwise in this Privacy Policy; (ii) we obtain your consent, such as when you choose to opt-in or opt-out to the sharing of Data; (iii) a service provided on our site requires the interaction with or is provided by a third party, by way of example an Application Service Provider; (iv) pursuant to legal process or law enforcement; (v) we find that your use of this site violates our this Policy, Terms of Service, other usage guidelines or as deemed reasonably necessary by us to protect our legal rights and/or property; (vi) or (vi) this site is purchased by a third party whereby that third party will be able to use the Data in the same manner as we can as set forth in this Policy. In the event you choose to use links that appear on our site to visit other web sites, you are advised to read the privacy policies that appear on those sites.
3. Cookies.
Like many web sites, we set and use cookies to enhance your user experience, such as retaining your personal settings. Advertisements may appear on our web site and, if so, may set and access cookies on your computer and is subject to the privacy policy of those parties providing the advertisement. If advertising is present on our site, the companies serving the advertising do not have access to our cookies. These companies usually use non-personally identifiable or anonymous codes to obtain information about your visits to our site.
4. Children.
We do not allow persons who are ages eighteen or younger to submit information to this site. For more information, please contact our webmaster.
5. Editing or Deleting Your Account Information.
You may request deletion of your e-mail address by contacting our webmaster. Other data that you may have provided to us will continue to remain within our files at our discretion even though your e-mail is deleted. Please see our Terms of Use for more information.
6. Changes to this Privacy Policy.
We may make changes to this Policy from time to time. We will notify you of substantial changes to this Policy either by posting a prominent announcement on our site and/or by sending a message to the e-mail address you have provided to us that is contained within your user settings.
7. No guarantees.
While this Privacy Policy states our standards for maintenance of Data and we will make efforts to meet them, we are not in a position to guarantee these standards. There may be factors beyond our control that may result in disclosure of data. As a consequence, we disclaim any warranties or representations relating to maintenance or nondisclosure of Data.
8. Contact Information.
If you have any questions about this Policy or our web site, please feel free to contact our webmaster.
DREHER AGENCY, INC. PRIVACY POLICY
As a current customer of The Dreher Agency, Inc., we would like to take this opportunity to both thank you for your business and to share with you the importance our agency places upon protecting the privacy of information we gather from you in accordance with applicable state and federal laws.
The Dreher Agency, Inc. is a member of the financial services industry and, as such, our agency has been and continues to be subject to federal and state privacy laws regarding the collection and exchange of your information. The following is The Dreher Agency, Inc.’s privacy policy regarding the customer information we collect. Contained in this privacy policy you will find (1) an explanation of the types of information The Dreher Agency, Inc. collects from our clients and the means used to collect such information, (2) an explanation of how The Dreher Agency, Inc. shares the information collected from our clients, and (3) an explanation of how The Dreher Agency, Inc. protects client information.
II. Information we collect and the means used to collect:
The Dreher Agency, Inc. collects information about our customers that is necessary to provide those services usual and customary to independent insurance agents. The Dreher Agency, Inc. collects this necessary information from the following sources:
- Information we receive from you on applications or new business questionaires, this information may include, but is not limited to, your name, address, and date of birth.
- Information about our clients’ transactions with us; this information may include, but is not limited to, claims and payment history.
- Information we receive from a consumer-reporting agency; this information may include, but is not limited to, a driving record or insurance score report.
To collect customer information from the above-stated sources, The Dreher Agency, Inc. may use the following means of communication to gather information: written, in-person, telephone, facsimile, electronically, and online.
III. How we share client information with non-affiliated third parties:
We don’t share information about our customers or former customers with non-affiliated third parties other than as permitted or required by law. For example, The Dreher Agency, Inc. may share all of the information listed above with non-affiliated third parties for, including but not limited to, the following reasons:
· Information that is necessary to service or process the insurance needs of our clients, in a manner that is consistent with the usual and customary services provided by independent insurance agents. Such usual and customary services or processes provided by The Dreher Agency, Inc. to its customers include but are not limited to underwriting, shopping the renewal, rating, placement, and providing quotes for insurance that is germane to the coverage the customer places with our agency.
· Information that is necessary to protect the confidentiality or security of our client’s records
· Information that is necessary to resolve client disputes or inquiries
· Information that is required by individuals or entities who are assessing our legal compliance.
· Information that is required for The Dreher Agency, Inc. to comply with the law.
· To an actuarial or research organization for the purpose of conducting actuarial or research studies
· Information that is necessary to protect against or prevent fraud, unauthorized transactions, claims, or other liability
IV. How we share client information with affiliated parties:
We do not share client information with any affiliate.
V. Our practices regarding information confidentiality and security:
We maintain physical, electronic, and procedural safeguards to guard your information. These safeguards include but are not limited to the following:
- We restrict access to nonpublic personal information about our clients and former clients to those employees who need to know that information in order to assist in providing services or products to the customer.
- We will punish any employees who impermissibly share client information.
- We use a secure Internet and e-mail provider to protect the confidentiality of electronic communications.
The Dreher Agency, Inc. appreciates your business and in order to continue building upon that relationship we believe it is necessary, not only from a legal standpoint, but also as a sound business practice that our customers understand the care our agency uses in handling your information. The Dreher Agency, Inc. will continue to monitor the effectiveness of this privacy policy.
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