Give us a call

570.421.6141

Mechanical Breakdown Insurance

When you own your own business, it's important to protect your equipment and keep it safe. Obviously, without functioning equipment you lose money and business. This is why it is so important to have your equipment insured. While most business owners see the need for basic insurance, many don't think about mechanical breakdown insurance and all its variables. Including coverage for mechanical breakdowns in your policy helps secure your overall business insurance package by guarding against costly repairs.

Features of Mechanical Breakdown Insurance Policies

Mechanical breakdown insurance can cover lost income due to mechanical breakdowns that happen in your business, including losses due to faulty machinery and vehicles. It is also important to make sure your insurance covers liability. When a mechanical breakdown occurs with your equipment, an employee or customer could be injured. There are many policies that can be applied to various business risks that involve the possibility for mechanical breakdowns and their effects. Dreher Insurance Agency agents are more than happy to speak to you about your options.

Businesses may also encounter liability issues if an employee or member of the public is injured due to a breakdown. Liability coverage is also essential, especially if you use equipment such as lawn mowers or hazardous construction equipment, or work in precarious locations like scaffolding or rooftops, where an employee or a member of the public could be injured. When you are working on another person's property or business, your personal liability risk increases as well as your liability for damaged property.

Insurance rules vary from state to state and it is important to have an insurance agent that understands these differences. If you work in more than one state, you may need additional coverage. We can help you determine whether or not additional licensure or coverage is necessary.

Call our office to find out how you can be completely covered in the event of a mechanical breakdown. We can help you make sure you have the best possible coverage, including liability that could result from a breakdown. If you are an existing customer, call our office to get an insurance tune-up to make sure your mechanical breakdown insurance policy is up to date.

Our Location

Dreher Insurance Agency

551 Main St
Stroudsburg, PA 18360
Main office: 272-268-7039
Toll free: 800-931-4455
Fax: 570-421-5570

Our Providers

Testimonials

Dreher Insurance Agency has great customer service and even better experience with their services. They do some of the best work.

Alexander M
When I call I always get to speak with a live, friendly, helpful person. I love this about Dreher. I feel like every interaction is personable.

Michael D
Everyone at Dreher Insurance is very accommodating. They are patient and answer all of my questions. I am grateful for their high quality services.

Ash S
I strongly recommend Dreher Insurance Agency to everyone becuase they take care of everything. They take care of my homeowners, business, auto and life insurance. They are great at communicating and keeping me up to date.

Anna E
For years I have been using Dreher Agency for my personal insurance needs, and recently moved some of my business insurance to them. I can't say enough about customer service, always handle my needs quickly and correctly, the 1st time. Would definitely recommend.

David J
I have worked with Dreher Insurance Agency for a long time. I really love the in house service and how quickly they get back to regarding any questions or concerns I might have.

Christina F